Four Simple Steps to Save Cash When you Buy a Car or RV

In these uncertain economic times, people are looking to save money anyway the can. This article will show you 4 ways to save money on the purchase of your next vehicle or RV.

I like to save with what I call loss leaders. 2 of the last 3 cars I have bout brand new have been loss leaders. This is the car everyone sees advertised on the front page of the newspaper, but when you call, it is always gone. If you just make friend with a few of the sales people, you can usually show up and buy this car a day before the ad goes out in the newspaper. This can allow you to buy 30 to 40% below MSRP. I bought a brand new Chevy Silverado this way for $11,500, when the MSRP was almost $19,000.

Negotiate price fiercely as well and the amount of your trade in. Never negotiate on the basis of a monthly payment. (You should be paying cash anyway.) Often dealers use a low monthly to hide the fact that the vehicle is overpriced or that they are giving you nothing for your trade in so be careful.

Did you know that when you pay cash for a car, you are paying up to 30 to 50% less for it then someone who finances it. Another advantage is that paying cash allows you to buy only the vehicle you can afford. If you would like to buy a really nice car or RV 5 years from now, make the monthly payment you would otherwise be making into a savings account. This way, interest will be working for you rather then against you. It is amazing how much money this simple principle can save you,

Shop and compare pricing before you buy. It is relatively easy to find a great deal online. See if you can use this on a local level to leverage a lower sales price on the purchase or your next car, truck, or RV. If you choose, you can even save money buying online because these dealerships have a smaller overhead and can offer you very competitively priced models.

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